FIND YOUR
PERFECT PROPERTY
If you’re afraid of the process
Don’t let the fear of starting keep you from creating the future you’ve always dreamed of. Partner with an experienced real estate team to walk you through the process from start to finish.
IF you’re worried about interest rates
Remember that interest rates change over time. Your starting interest rate is not your forever interest rate. Work with a realtor and mortgage broker to stay informed about current rates and trends.
IF YOU’RE NOT SURE ABOUT YOUR FINANCES
We can help you get in touch with a lender who is right for you and your family. The mortgage application process is much easier with a supportive team in your corner. Allow us to help you build yours.
“Melanie worked with me over the past few months as I looked for a second condo in the Portland area so I could spend time closer to family. She took the time to understand what I was looking for and was respectful of my price ranges. Once we found a good fit, Melanie worked quickly to ensure I had a good chance at making a successful offer on a condo in Cape Elizabeth. She was wonderfully efficient, as well, in orchestrating a smooth closing virtually.”
-Susan W. | Cape Elizabeth, ME
Buyer FAQs
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Start by assessing your financial situation, getting pre-approved for a mortgage, and hiring a real estate agent to guide you through the process. Our team at Elevate can help you get in touch with a mortgage broker to help you understand your finances and complete the mortgage application process. Having a clear understanding of your budget will make the home search process much more streamlined and will help you manage expectations.
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Pre-qualification is an estimate of what you can afford, while pre-approval is a more thorough analysis by a lender, providing a specific loan amount.
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There is a misconception that you need at least 20% for your down payment. While this might be true in some instances, there are a variety of options and programs that allow you to put down as little as 3%. This is especially true of Maine’s first-time home buyer program.
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The timeline varies, but on average, it takes 30 to 45 days from the time an offer is accepted to the closing date. Delays can occur due to various factors. Rest assured we will be there to guide you every step of the way!
